If you are planning to become a homeowner, it is essential to learn how to manage your home mortgage. Illinois neighborhoods such as Lincoln Park are a trendy place for young couples and families to purchase residential property. Some couples who transition from renting an apartment to buying a home do not realize how much […]
Tips to Managing your Home Mortgage Illinois
Educating Yourself on Debt Consolidation in St. Louis
Educating yourself on debt consolidation in St. Louis can help you manage your debts and find a local company that can help guide you in consolidating your credit bills and lowering your interest rate or payments. Each person has a different financial situation. For example, one person may have great credit and only be interested […]
The Reality of Record Low Mortgage Rates in Missouri
With mortgage rates in Missouri at record lows, many borrowers are looking to save money and pay off their loan faster. Homeowners have raised some common questions before they chose to refinance. Does my credit score need to be perfect? What does it take to qualify? What are my options? The current climate is offering […]
Options for Borrowers Who Do Not Qualify for HARP in St. Louis
There are still many homeowners that would like to refinance but do not qualify for the HARP in St. Louis. However, what they don’t realize is that there are other options to refinance a negative equity mortgage. If your loan is backed up by the FHA or VA and you have kept up with your […]
5 Strategies to Safeguard Your Mortgage in Missouri
If you recently got a mortgage in Missouri, you may want to consider preparing for any potential financial disasters in the future. It is a good idea to start developing financial habits before you get in trouble. You want to be able to keep track of your finances and make sure you are spending less […]
Easy Solution to Pay Down Your Mortgage in St. Louis
Getting a mortgage in St. Louis can bring mixed feelings of excitement and anxiety. For instance, a married couple, Sandy and Bob, are about to start a family and decide to buy their first home. Sandy, who is pregnant, is due in early June. With both incomes combined, they are able to pay monthly bills […]
How to Finance a Second Home Loan in St. Louis
If you are one of those lucky individuals who has a steady job, good income, and a cash reserve in your bank account, you may be able to afford a 2nd home loan in St. Louis. You are not alone in this; last year vacation home sales increased up to 7.9 percent. For instance, let’s […]
3 Types of Home Loans in St. Louis for Home Improvement Needs
Did you know that there are different types of home loans in St. Louis that can help cover the cost of renovations and repairs? These loans do exist, however they are not called home improvement loans. Let’s say you are itching to upgrade your kitchen, yet you feel that these expenses would cost you money […]
No Cost Refinance Options for Home Loans in Missouri
People look for no cost refinance home loans in Missouri if they don’t want to pay any up-front fees. If you are planning on getting another loan in the future, it is crucial to have low or no up-front costs. If you don’t plan on living in your home for the life-time of the loan, […]
How Do You Know Which Mortgage Company in Missouri is Right for You?
Any decision involving a lot of money, such as buying a home, should include careful consideration. It is important to prioritize what you are looking for in a mortgage company. Some mortgage companies in Missouri may be more lenient on your credit score, others may not. Shopping for a mortgage company in Missouri takes time […]
Additional Information
The information provided herein has been prepared by a third party company and has been distributed for education purposes only. The positions, strategies or opinions of the author do not necessarily represent the positions, strategies or opinions of Guild Mortgage Company or its affiliates. Each loan is subject to underwriter final approval. All information, loan programs, interest rates, terms and conditions are subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
