Working with Cornerstone Mortgage, Inc. will make your path to St. Louis home loans smooth and easy!
Our qualified loan officers will guide you through the entire home buying experience. Contact us today to find out what the best loan option is for you!
15-YR and 30-YR Fixed-Rate Mortgages
- Eliminate concerns about your interest rate increasing over time.
- Monthly payments stay the same for the duration of the loan.
- Protects you from future changes in your monthly mortgage payment.
- Optimal choice for people planning to stay in their home for an extended period.
Adjustable Rate Mortgage
- Keep payments low during the initial years of your loan.
- Beneficial if you plan to move quickly.
- Initial interest rates are typically lower than fixed-rate mortgages.
- Interest caps place limits on how much your rate can increase in a given year.
- Interest rate will change over time, based on the financial index (prime rate).
- One of the most affordable St. Louis home loans.
- Great option for low-income buyers.
- Down payments can be as low as 3.5% of purchase price.
- No prepayment fees.
- Excellent option for first-time homebuyers.
- 100% financing to qualified buyers.
- Guaranteed loans for eligible veterans, active duty personnel and surviving spouses.
- Little to no down payment.
- Credit requirements tend to be more lenient.
To learn more about St. Louis home loans, complete our secure online application. It is available 24 hours a day for your convenience.
Working with Trusted Loan Officers
We are dedicated to providing great service to our customers.
- We are a full-service mortgage banking firm with in-house underwriting, processing and closing.
- Offer an innovative mix of mortgage products.
- A+ accredited lender with the Better Business Bureau.
- Fast pre-approvals and sure closings.